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Whether it is the great resignation, quiet quitting, or the recent trend of moonlighting, the Indian corporate sector has been facing challenges with a high employee attrition rate for years. With the overall average attrition rate increasing to 20.3% in the first half of 2022 and financial services where it rose to 32.7% in 2023, employee turnover in India is very high. High attrition and turnover rates can result in constant outflow and inflow of talent, costing the company money, resources and time invested in the training and development of an employee. This is where companies can provide perks and benefits to ensure the retention of employees.  One such crucial and beneficial tool which can be incorporated to ensure the attraction of top talent and retention of valuable employees is group medical insurance . What is group medical insurance? Group medical insurance is a type of health insurance coverage provided by employers to their employees. It is typically offered as part of a

Do you need clarification about the out-of-pocket maximum in your healthcare insurance plan? Don't worry; you're not alone!   Understanding the role of out-of-pocket maximum can be tricky, but it's an important aspect of any healthcare insurance plan. This blog will help you understand what out-of-pocket maximum is, how they work, and why they are important. It will also discuss how health insurance companies use out-of-pocket maximum to determine costs. What is an Out-Of-Pocket Maximum? Out-of-pocket maximum is the maximum amount of money you will have to pay for covered healthcare expenses in a given year. Different health insurance companies offer plans with different out-of-pocket maximums. How Do Out-Of-Pocket Maximum Work? Once you reach your out-of-pocket maximum, your health insurance company will typically cover the rest of your healthcare expenses for the year. It's important to note that not all healthcare expenses count towards your out-of-pocket

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